Mic Micro Finance Bank Plc is one of Nigeria's leading microfinance Banks with head office in Lagos.
Incorporated in July 2006 and licensed by The Central Bank of Nigeria to provide financial services to the low-income, micro and small enterprises that are currently unserved or under-served by the conventional commercial banks:
HEAD, RETAIL- BUSINESS DEVELOPMENT Job Reference- MIC/DH/01 Reporting to- CEO Qualification
* B.Sc, HND in Banking, Marketing, Economics or Social Sciences
* Masters degree in Business Administration (MBA) or Equivalent Post Graduate / professional degree an added advantage Work Experience:
* Minimum of 10-14 years experience in marketing, business development, customer acquisition and deposit mobilization gained from retail financial institutions.
With at least 4 years successful direct experience in management at a professional level.
* Experience in managing Retail business and multiple branches of a commercial bank
* Knowledge of product development particularly retail and microfinance products
* Proven track record of success in delivering results and targets
* Experience in managing large number of staff both direct and indirect
* Strong understanding of Microfinance and grass-root banking/Finance Core Function:
* High degree of computer literacy and logical capabilities,
* Self driven professional with the ability to work independently and focus on task
* Excellent leadership, managerial/organizational and team building skills * Thorough understanding and commitment to MIC's mission and strategic objectives.
* Commitment to company's social development mission, with compassion for the Poor
* Strong communication, interpersonal and negotiation skills * Sound knowledge of retail banking practices, regulation, risk and compliance issues.
* Ability to deliver appropriate marketing solutions aligned to corporate business goals
* Ability to perform across functions and focus on execution,
* Ability to hire, train and mentor great teams,
* Ability to build balance sheet and profitability.
* Extensive network and clout of professional and social allies Age: Must be below 45 years old Other Benefits:
* Extensive training locally and internationally covering the depth and breath of modern microfinance and mass retail banking;
* Dynamic and challenging working environment that fosters personal development
* Early responsibility and opportunity to build a next generation mass retail bank
* Competitive compensation package that includes Stock Options GROUP HEAD, LEADERSHIP (HR), CULTURE AND TQMJob Reference: MIC/GHLC/01 Reporting to: Divisional Head, Finance and Enterprise Performance Qualification:
* BSc/HND degree in any business or social related Field,
* Masters degree of relevant post-graduation training/qualification in Industrial Relations, Human Resources or Personnel Management required Work Experience:
* Minimum at 8-12 years experience in HR, preferably gained from financial institutions with at least 4 years successful direct experience at managerial level * Experience in developing and facilitating enterprise-wide training and culture change
* Experience of Total Quality Management * Proven Track of Human resource Department Management
* Experience in evolving enterprise culture based on sound values Core Functions* Supervise ail human capital management areas the bank
* Manage direct reports: HR/ Admin Manager. Training Manager and Total Quality Manager
* Review and develop HR strategies and policies to meet the banks projected growth, * Develop transparent and objective appraisal systems, * Organize employees’ career and personal development programs,
* Design and implement training programs - both internal and external
* Chair employees’ welfare and disciplinary committees,
* Supervise Total Quality Managereout programs across the bank,
* Ensure that appropriate processes are in place to monitor employees’ satisfaction
* Support the introduction and deployment of systems and technology
* High degree of computer literacy, and logical capabilities
* Good communication, interpersonal and negotiation skills.
* Ability to work under extreme pressure and deliver targets,
* Excellent leadership, managerial and team building Skills,
* Commitment to company's development mission,
* Sound knowledge of local laws and regulations governing operations of financial institutions,
* Self driven professional with the ability to work with minimum supervision,
* Passion and compassion for microfinance and the poor Age * Must be below 40 years oldOther Benefit:
* Extensive training locally and internationally covering the depth and breath at modern microfinance and mass retail banking:
* Dynamic and challenging working environment that fosters personal development
* Early responsibility and opportunity to build a next generation mass retail bank
* Competitive compensation package that includes Stock Options GROUP HEAD, CREDIT RISK MANAGEMENT:Job Reference- MIC/CRM/01 Reporting to- Expatriate Divisional Head, Credit and Enterprise Risk Management Qualification
* BSc / HND preferably in finance, accounting, Statistics or Engineering. * ACA / Masters Degree in Business Administration (MBA) or other equivalent post graduate/ professional degree an added advantage
* Relevant post-graduation training/qualification in credit required, Work Experience
* Minimum of 8-10 years experience in credit & risk management gained from retail financial institutions with at least 4 years direct experience at managerial leve
l* Expenence in managing retail, small business and personal lending
* Knowledge of loan product development particularly microfinance related products
* Experience in under-writing credit, developing processes and managing large credit portfolio
* Experience in developing and managing enterprise wide credit and risk management policies and all ensuring enforcement Core Competences:
* High degree of computer literacy and logical capabilities
* Strong financial analysis and excellent loan underwriting skills,
* Good communication, interpersonal and negotiation skills,
* Ability to work under extreme pressure and deliver quantitative and qualitative targets,
* Excellent leadership, managerial and team building skills,
* Commitment to company's development mission.
* Sound knowledge of local laws and regulations governing operations of financial institutions.
* Sound knowledge of commercial banking practices, regulatory, risk and compliance issues. Age
* Must be below 40 years oldOther Benefit:
* Opportunity to grow into the position of Divisional head with early responsibility
* Extensive locally and international training in credit and risk management
* Competitive compensation package that includes Stock Options How to apply: Interested candidates should please submit an up-to-date CV and application letter stating position and job reference to: MIC Microfinance Bank Ltd, 10, Allen Avenue, Ikeja, Lagos. Online:
recruitment@microfinancegroup.com Closing Date: 2nd October 2008.
